If you want to get better at managing your money and feel more secure in your financial future then you should visit a program called Financial Toolkit. It was designed specifically to help Canadian residents learn about personal finance and money management.
The Toolkit is flexible and modular. You can complete the entire program page by page, use the left-hand menu to find topics of interest, or try the self-assessment tool to find out what modules and tools could be useful for you based on your situation and needs. Build your own Financial Toolkit by saving in your computer the proposed downloadable PDFs throughout the program. These are useful resources you can keep and reuse to manage your personal finances.
More and more Canadians are getting into dept and its becoming ever more important to invest time and resources into learning about personal finance. If you would like to learn how to reduce payday loans and cash advances, then you need to invest into learning about money.
This is a good program about money for beginners. This video helps to understand it quicker: http://www.fcac-acfc.gc.ca/videos/00_EN.mp4